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Ratings

Standard & Poor's

Moody's

Fitch

ING Groep N.V.

A

(updated 29 Nov 2011)

A1

(updated 17 Feb 2012)

A

(updated 29 Sep 2010)

ING Bank N.V.

A+

(updated 29 Nov 2011)

Aa3

(updated 17 Feb 2012)

A+

(updated 12 July 2011)

ING BANK (EURASIA) ZAO

Baa1 LT Bank deposits

(updated 22 Feb 2012)